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1-Step Amped Overview
The 1-Step Amped program is a single-phase evaluation model designed for traders who want a faster path to funding while maintaining strict risk management and high leverage conditions.
It combines a simplified structure with clear objectives and controlled risk parameters, allowing traders to qualify for a funded account in just one phase.
Below is a complete overview of the rules that apply to Phase 1 and the Funded stage.
1-Step Amped Ruleset Overview
Rule | Phase 1 | Funded |
Profit Target | 10% | None |
Max Drawdown | 7% | 7% |
Max Drawdown Type | Trailing | Trailing |
Daily Drawdown | 3% | 3% |
Daily Drawdown Type | Hard breach | Hard breach |
Profit Split | Not applicable | 80% standard |
Minimum Trading Days | 5 days with at least 0.5% profit | 5 days with at least 1% profit |
Payout Frequency | Not applicable | Bi-weekly |
Minimum Withdrawal | Not applicable | 2% |
Payout Buffer or LUP | Not applicable | Lock Upon Payout |
Max Open Risk | Per trade 2% | Per trade 2% |
Soft Breach Limit | 5 | 5 |
Consistency Rule | None | None |
News Trading | Allowed | Not allowed |
Weekend Holding | Allowed | Not allowed |
Commissions | $2.50 per side | $2.50 per side |
Maximum Capital Allocation | Not applicable | $300,000 funded |
Payout Cap | Not applicable | $10k/30days |
Leverage | FX 1:150 | FX 1:150 |
Expert Advisors | Not allowed | Not allowed |
Inactivity Limit | 30 days | 30 days |
Withdrawal Cap (Funded Accounts)
Account Size | Maximum Withdrawal |
5K | $500 |
10K | $1,000 |
25K | $2,000 |
50K | $3,000 |
100K | $4,000 |
200K | $6,000 |
Key Rule Explanations
Profit Target
Traders must reach a 10% profit target during Phase 1.
There is no profit target once funded.
Max Drawdown
The maximum drawdown is 7% trailing across both Phase 1 and Funded accounts.
The drawdown moves up with your highest closed balance and locks at your starting balance once the threshold is reached.
Daily Drawdown
A 3% daily drawdown applies to both Phase 1 and Funded accounts.
This is a hard breach rule, meaning any violation results in account termination.
Minimum Trading Days
Phase 1 requires 5 profitable days of at least 0.5%
Funded accounts require 5 profitable days of at least 1% before being eligible for payout
Risk Controls
Maximum open risk is limited to:
2% per trade
2.5% combined floating drawdown
Violations result in a soft breach, with a maximum of 5 allowed per account.
Profit Split & Payouts
Funded accounts receive 80% profit split
Payouts are processed bi-weekly
Minimum withdrawal is 2%
Lock Upon Payout (LUP) applies after each withdrawal
Trading Restrictions
News trading is not allowed on the funded stage
Weekend holding is not allowed on the funded stage
Expert Advisors and External API usage are not allowed on both evaluation and funded accounts.
Inactivity
If no trades are placed for 30 consecutive days, the account will be considered inactive and may be closed.
Summary
The 1-Step Amped program is ideal for traders who:
Want a faster route to funding
Prefer a single-phase evaluation
Are comfortable with strict risk controls
Want access to high leverage and scalable capital up to $300,000
1-Step Amped – Daily Drawdown
The Daily Drawdown is a strict risk management rule that limits how much your account can lose within a single trading day.
It applies to both Phase 1 and the Funded stage of the 1-Step Amped program and is designed to enforce disciplined risk management.
Daily Drawdown Limits
Stage | Daily Drawdown | Type |
Phase 1 | 3% | Hard breach |
Funded | 3% | Hard breach |
How the Daily Drawdown Works
Calculation Basis
The daily drawdown is calculated based on the higher of:
Your previous day’s closing balance, or
Your current day’s highest equity
This ensures that both starting balance and intraday gains are protected.
What Counts Towards the Drawdown
The daily drawdown includes:
Closed losses
Floating losses
Any decrease in equity during the day
If your equity drops below the allowed limit at any point, it is considered a violation.
Example
Let’s say you start the day with a $100,000 account:
Daily drawdown limit
→ 3% = $3,000Maximum allowed loss
→ Account must stay above $97,000
If during the day your account rises to $102,000:
New threshold becomes
→ $102,000 – 3% = $98,940
If your equity drops below $98,940 at any point:
→ This results in a hard breach
Important Notes
The daily drawdown is a hard breach rule, any violation results in immediate account termination
It is calculated in real time based on equity, not just closed balance
The limit resets daily at 5PM EST
Both floating and closed losses count toward the limit
This rule works alongside the trailing drawdown, both must be respected at all times
1-Step Amped – Max Trailing Drawdown
The Max Trailing Drawdown is a dynamic risk management rule that protects your account from excessive losses while allowing the drawdown level to increase as your account grows.
It applies to both Phase 1 and the Funded stage of the 1-Step Amped program.
Max Trailing Drawdown Limits
Stage | Max Drawdown | Type |
Phase 1 | 7% | Trailing |
Funded | 7% | Trailing |
How the Trailing Drawdown Works
Starting Off
When you begin trading:
Your account starts with a 7% trailing drawdown
This is calculated based on your starting balance
Growing Your Account
As your account grows:
The drawdown level moves up with your highest closed balance
It continues to trail as long as your account reaches new highs
Locking In
Once your account reaches a 7% gain:
The drawdown locks at your starting balance
It no longer trails upward from that point
This means:
You can no longer lose below your original starting balance
Any further profits do not increase your drawdown limit
Example
Let’s say you start with a $100,000 account:
Initial drawdown level
→ $93,000 (7% below starting balance)
If your account grows to $105,000:
New drawdown level
→ $98,000
If your account reaches $107,000:
Drawdown locks at
→ $100,000
From this point on:
Even if your account grows further
Your breach level remains $100,000
Important Notes
The trailing drawdown is based on your highest closed balance, not floating equity
Once locked, the drawdown does not increase further
Breaching the drawdown results in a hard breach and account termination
This rule works alongside the daily drawdown, which must also be respected at all times
Summary
The max drawdown is 7% trailing in both Phase 1 and Funded
It moves up as your account grows
It locks at your starting balance once you reach +7%
Falling below the drawdown level results in a hard breach
1-Step Amped – Profit Target
The Profit Target defines the required percentage gain a trader must achieve to pass the evaluation phase of the 1-Step Amped program.
It is the primary objective during Phase 1 and determines when you qualify for a funded account.
Profit Target Requirements
Stage | Profit Target |
Phase 1 | 10% |
Funded | None |
How the Profit Target Works
Phase 1
To pass Phase 1, you must achieve:
10% profit based on your starting account balance
Once this target is reached and all other rules are satisfied, your account will be eligible for a funded account.
Funded Stage
There is no profit target once funded
You are free to trade and generate profits without needing to reach a fixed percentage
Your focus shifts from passing an objective to maintaining consistent profitability.
Important Notes
The profit target is calculated from your starting balance, not from floating equity highs
You must meet the minimum trading days requirement alongside the profit target
Reaching the profit target alone does not complete the phase if other rules are not met
All trades must be closed before your account can be considered passed and moved to funded
Example
If you start with a $100,000 account:
Profit target
→ You must reach $110,000
Summary
Phase 1 requires a 10% profit target
Funded accounts have no profit target
All positions must be closed before passing
The target must be achieved alongside all other rules
2-Step Amped Overview
The 2-Step Amped program is a two-phase evaluation model designed for traders who want access to higher leverage while still operating within a structured risk framework. It combines clear profit targets, strict risk controls, and flexible trading conditions across all stages.
Below is a complete overview of the rules that apply to Phase 1, Phase 2, and the Funded stage.
2-Step Amped Ruleset Overview
Rule | Phase 1 | Phase 2 | Funded |
Profit Target | 8% | 5% | None |
Max Drawdown | 8% | 8% | 8% |
Max Drawdown Type | Trailing | Trailing | Trailing |
Daily Drawdown | 4% | 4% | 4% |
Daily Drawdown Type | Hard breach | Hard breach | Hard breach |
Profit Split | Not applicable | Not applicable | 80% standard, 90% add-on, 100% add-on |
Minimum Trading Days | 5 days with at least 0.5% profit | 5 days with at least 0.5% profit | 5 days with at least 1% profit |
Payout Frequency | Not applicable | Not applicable | Bi-weekly, on-demand add-on available |
Minimum Payout | Not applicable | Not applicable | 2% |
Payout Buffer or LUP | Not applicable | Not applicable | Lock Upon Payout |
Max Open Risk | Per trade 2% Combined 2.5% Soft breach | Per trade 2% Combined 2.5% Soft breach | Per trade 2% Combined 2.5% Daily Pause |
Soft Breach Limit | 5 | 5 | 5 |
Consistency Rule | None | None | None |
News Trading | Allowed | Allowed | Not Allowed |
Weekend Holding | Allowed | Allowed | Not Allowed |
Commissions | $2.50 per side | $2.50 per side | $2.50 per side |
Swap Fees | Yes | Yes | Yes |
Maximum Capital Allocation | Not applicable | Not applicable | $300,000 funded |
Payout Cap | Not applicable | Not applicable | $10k/30days |
Max Profit Per Day | Not applicable | Not applicable | Not applicable |
Leverage | FX 1:150 Indices 1:30 Metals 1:30 Crypto 1:2 | FX 1:150 Indices 1:30 Metals 1:30 Crypto 1:2 | FX 1:150 Indices 1:30 Metals 1:30 Crypto 1:2 |
Expert Advisors | Not allowed | Not allowed | Not allowed |
Inactivity Limit | 30 days | 30 days | 30 days |
Platforms | All platforms | All platforms | All platforms |
Withdrawal Cap (Funded Accounts)
After scaling, a maximum of $10,000 per 30 days applies.
Key Rule Explanations
Profit Target
Traders must reach an 8% target in Phase 1 and a 5% target in Phase 2.
There is no profit target once funded.
Max Drawdown
The maximum drawdown is:
8% on all phases.
This drawdown is trailing, meaning it increases as your account reaches new highs.
Daily Drawdown
Daily drawdown is:
4% on all phases
This is a hard breach rule, meaning any violation results in immediate account termination.
Minimum Profitable Trading Days
To pass a phase or request a payout, traders must complete:
During challenge phases: 5 days of 0.5% profit
Between each payout cycle: 5 days of 1% profit
Profit Split
Funded traders receive:
80% standard profit split
90% or 100% available via add-ons
Risk Controls
Maximum open risk is limited to:
2% on a single trade
2.5% total floating drawdown at once
If exceeded:
Positions are automatically closed
On funded accounts, trading is paused until 5PM EST
This is considered a soft breach, not a hard violation.
Soft Breaches
Each account has a maximum of 5 soft breaches.
Exceeding this limit will result in a hard breach
Consistency Rule
No consistency rule!
Payouts
Payouts are processed bi-weekly
Optional on-demand payouts are available via add-on
Minimum withdrawal is 2% of the account balance
News and EAs
News trading is allowed in all stages
Expert Advisors and External API usage are not allowed on both evaluation and funded accounts.
Inactivity
If no trades are placed for 30 consecutive days, the account will be considered inactive and may be closed.
Placing any trade resets the inactivity timer.
Summary
The 2-Step Amped program is ideal for traders who:
Want higher leverage
Prefer clear and structured rules
Do not want consistency restrictions.
Want scalable funding up to $300,000
2-Step Amped – Daily Drawdown
The Daily Drawdown is a strict risk management rule that limits how much your account can lose within a single trading day.
It is designed to prevent excessive losses and ensure disciplined trading behavior across all stages of the 2-Step Amped program.
Daily Drawdown Limits
Stage | Daily Drawdown | Type |
Phase 1 | 4% | Hard breach |
Phase 2 | 4% | Hard breach |
Funded | 4% | Hard breach |
How the Daily Drawdown Works
Calculation Basis
The daily drawdown is calculated based on the higher of:
Your previous day’s closing balance, or
Your current day’s highest equity
This ensures that gains made during the day are also protected.
What Counts Towards the Drawdown
The daily drawdown includes:
Closed losses
Floating losses
Any reduction in equity during the day
If your equity drops below the allowed daily limit at any time, it is considered a violation.
Example (Phase 1 or Phase 2)
Let’s say you start the day with a balance of $100,000:
Daily drawdown limit
→ 4% = $4,000Maximum allowed loss for the day
→ Account must stay above $96,000
If during the day:
Your account rises to $102,000, your new daily threshold becomes
→ $102,000 – 4% = $98,000
If your equity drops below $98,000 at any point:
→ This results in a hard breach
Example (Funded Account)
Let’s say your funded account starts the day at $100,000:
Daily drawdown limit
→ 4% = $4,000Maximum allowed loss
→ Account must stay above $96,000
If your equity increases to $103,000 during the day:
New threshold becomes
→ $103,000 – 4% = $99,000
Falling below this level results in a hard breach.
Important Notes
The daily drawdown is a hard breach rule, any violation results in immediate account termination
It is calculated in real time based on equity, not just closed balance
The limit resets every day at 5PM EST
Both floating and closed losses count toward the limit
The daily drawdown works independently from the trailing drawdown, both must be respected at all times
Summary
Phase 1 and Phase 2 have a 4% daily drawdown
Funded accounts have a 4% daily drawdown
The limit is based on the highest balance or equity of the day
Breaching the limit results in a hard breach and account termination
The rule resets daily at 5PM EST
2-Step Amped – Max Trailing Drawdown
The Max Trailing Drawdown is a dynamic risk management rule that protects your account from excessive losses while allowing the drawdown limit to move up as your account grows.
It applies to all stages of the 2-Step Amped program, with different percentages depending on the phase.
Max Trailing Drawdown Limits
Stage | Max Drawdown | Type |
Phase 1 | 8% | Trailing |
Phase 2 | 8% | Trailing |
Funded | 8% | Trailing |
How the Trailing Drawdown Works
Starting Off
When you begin trading:
All phases start with a 8% trailing drawdown
This drawdown is based on your starting balance.
Growing Your Account
As your account grows and you make profits:
The drawdown level moves up with your highest closed balance
It continues to trail your account as long as new highs are made
Locking In
Once your account reaches:
+8% gain in Phase 1 or Phase 2
+8% gain on funded accounts
The drawdown locks at your starting balance and stops trailing.
From that point forward:
The drawdown no longer increases
Your account is protected down to your original starting balance
Example (Phase 1 or Phase 2)
Let’s say you start with a $100,000 account:
Initial drawdown level
→ $92,000 (8% below starting balance)Account grows to $105,000
→ New drawdown level moves up to $95,000Account grows to $108,000
→ Drawdown locks at $100,000
From this point on:
Even if your account grows further
Your maximum loss limit remains $100,000
Example (Funded Account)
Let’s say you start with a $100,000 funded account:
Initial drawdown level
→ $92,000 (8% below starting balance)Account grows to $104,000
→ Drawdown moves up to $96,000Account reaches $108,000
→ Drawdown locks at $100,000
Important Notes
The trailing drawdown is based on your highest closed balance, not floating equity
Once locked, the drawdown does not move further upward
Breaching the drawdown level results in a hard breach and account termination
The trailing drawdown works independently from the daily drawdown rule, which must also be respected at all times
Summary
Phase 1 and Phase 2 use a 8% trailing drawdown
Funded accounts use an 8% trailing drawdown
The drawdown moves up as your account grows
It locks at your starting balance once the target gain is reached
Falling below the drawdown level results in a hard breach
2-Step Amped – Profit Target
The Profit Target defines the required percentage gain a trader must achieve to progress through each phase of the 2-Step Amped program.
It is one of the core objectives during the evaluation stages and determines when an account qualifies for the next step.
Profit Target Requirements
Stage | Profit Target |
Phase 1 | 8% |
Phase 2 | 5% |
Funded | None |
How the Profit Target Works
Phase 1
To pass Phase 1, you must achieve:
8% profit based on your starting account balance
Once this target is reached and all other rules are satisfied, your account will be eligible to move to Phase 2.
Phase 2
To pass Phase 2, you must achieve:
5% profit based on your starting balance of Phase 2
After completing Phase 2 and meeting all requirements, you will qualify for a funded account.
Funded Stage
There is no profit target once funded
You are free to trade and generate profits without needing to reach a specific percentage
Your focus shifts from passing objectives to consistent and controlled profitability.
Important Notes
Profit targets are always calculated from the starting balance of the phase, not from floating equity highs
You must meet the minimum trading days requirement alongside the profit target
Reaching the profit target alone does not automatically complete the phase if other rules are not met
All trades must be closed before a phase can be considered complete and before progression to the next stage is granted
Example
If you start with a $100,000 account:
Phase 1 target
→ You must reach $108,000Phase 2 target
→ You must reach $105,000 (based on the Phase 2 starting balance)
Summary
Phase 1 requires 8% profit
Phase 2 requires 5% profit
Funded accounts have no profit target
All positions must be closed before passing a phase
Profit targets are straightforward and designed to ensure traders demonstrate profitability before accessing funded capital.
Amped Account Resets – How They Work
The Amped Account Reset feature allows traders to restart their account after it becomes breached.
This applies to both:
1-Step Amped
2-Step Amped
Resets provide flexibility by allowing traders to continue from the same stage they previously reached, without always needing to start over from the beginning.
The further an account has progressed, the higher the reset cost, as earlier phases are bypassed.
Reset Availability
1-Step Amped
Account Stage | Result After Reset |
Phase 1 | New Phase 1 account |
Funded | New funded account |
2-Step Amped
Account Stage | Result After Reset |
Phase 1 | New Phase 1 account |
Phase 2 | New Phase 2 account |
Funded | New funded account |
How Resets Work by Program
1-Step Amped
Phase 1 Reset
New Phase 1 account
Restart from the beginning
Funded Reset
New funded account
Evaluation is skipped entirely
2-Step Amped
Phase 1 Reset
New Phase 1 account
Restart from the beginning
Phase 2 Reset
New Phase 2 account
Phase 1 is skipped
Funded Reset
New funded account
Both Phase 1 and Phase 2 are skipped
1-Step Amped Reset Fees
Phase 1 (Challenge)
Account Size | Price |
10K | $31 |
25K | $63 |
50K | $87 |
100K | $223 |
Funded
Account Size | Price |
10K | $70 |
25K | $142 |
50K | $196 |
100K | $502 |
2-Step Amped Reset Fees
Phase 1
Account Size | Price |
10K | $46 |
25K | $94 |
50K | $158 |
100K | $390 |
200K | $742 |
Phase 2
Account Size | Price |
10K | $74 |
25K | $152 |
50K | $256 |
100K | $633 |
200K | $1205 |
Funded
Account Size | Price |
10K | $143 |
25K | $293 |
50K | $493 |
100K | $1218 |
200K | $2318 |
When a Reset Can Be Used
A reset can only be used after an account has been breached, for example due to:
Maximum drawdown breach
Daily drawdown breach
Exceeding the soft breach limit
Once breached:
Trading is disabled
The account becomes inactive
A reset is required to continue
Note : Funded accounts that have received an approved payout are not eligible for a reset.
What Happens During a Reset
When a reset is applied:
A new account is created
Starting balance resets to the original amount
Drawdown limits reset
Profit progress resets to zero
All rules and parameters return to default
The new account starts at the same stage that was reset.
Important Notes
Resets are not refunds
Resetting does not change any rules or conditions
Pricing increases depending on how many phases are skipped
Funded resets allow immediate return to a funded account
Reset availability does not guarantee successful completion
Resets can be done within 14 days of breaching the account
Funded accounts that have received an approved payout are not eligible for a reset.
Any purchased add-ons will not carry over to the reset account
How to Reset Your Account
Step 1, Go to Your Dashboard
Log in and navigate to your Dashboard, then click Metrics.
Step 2, Select “Reset Account”
Click the Reset Account button in your account overview.
Step 3, Confirm the Reset
Confirm via the pop-up by clicking Reset Account Now.
Step 4, Complete Checkout
Complete the payment through checkout.
Once completed, your new reset account is created automatically.
Amped – Leverage
The Leverage offered in the 1/2-Step Amped program provides traders with increased market exposure while using less capital.
This program offers the highest leverage available across all Top One Trader accounts, allowing for greater flexibility and trading opportunities.
Leverage Overview
Asset Class | Leverage |
Forex (FX) | 1:150 |
Indices | 1:30 |
Metals | 1:30 |
Crypto | 1:2 |
How Leverage Works
Leverage allows you to control larger positions with a smaller amount of capital.
For example:
With 1:150 leverage, a $1,000 position can control up to $150,000 in market exposure
This enables traders to:
Enter larger positions
Diversify across multiple trades
Use capital more efficiently
Highest Leverage Offering
The 2-Step Amped program offers the highest leverage available within Top One Trader.
This makes it particularly suitable for traders who:
Prefer short-term or active trading strategies
Require higher exposure with lower capital usage
Want more flexibility in position sizing
Important Notes
Higher leverage increases both potential profits and potential losses
All risk rules still apply, including:
Daily drawdown
Max trailing drawdown
Max open risk
Leverage does not override risk limits, it only affects position sizing
Traders are responsible for managing their exposure appropriately
Summary
2-Step Amped offers the highest leverage available at Top One Trader
FX up to 1:150, Indices and Metals 1:30, Crypto 1:2
Allows for greater market exposure and flexibility
Must be used responsibly alongside strict risk management rules
Amped – Max Open Risk (Equity Shield)
The Max Open Risk rule is a built-in risk management system designed to prevent excessive exposure on your account during the evaluation phases.
It ensures that traders maintain controlled risk per trade and across all open positions.
Max Open Risk Limits
Stage | Per Trade | Combined Risk | Type |
Phase 1/2 | 2% | 2.5% | Soft breach |
Funded | 2% | 2.5% | Daily pause |
How the Rule Works
The Max Open Risk rule limits your exposure in two ways:
Per Trade Limit
→ Maximum of 2% risk on a single tradeCombined Risk Limit
→ Maximum of 2.5% total floating drawdown across all open trades
If either limit is exceeded:
Your trades may be automatically closed
The system will trigger either:
A soft breach (evaluation phases), or
A daily pause (funded accounts)
What is Considered Open Risk
Open risk includes:
Floating losses on active positions
Combined exposure across multiple trades
Any unrealized drawdown while trades are open
The system monitors your account in real time to ensure these limits are not exceeded.
Challenge Phases (Soft Breach System)
Soft Breach Limit
Each account is allowed a maximum of 5 soft breaches
What Happens on a Soft Breach
Trades are automatically reduced or closed
Your account remains active
A soft breach is recorded on your account
Exceeding the Limit
If you exceed 5 soft breaches
→ This may result in account termination
Funded Stage (Daily Pause)
On funded accounts, exceeding the Max Open Risk does not count as a soft breach.
Instead:
All positions are closed automatically
Your account is placed in a daily pause state
You will be unable to trade for the remainder of the day
Trading resumes at 5PM EST when the new trading day begins
Example
Let’s say you have a $100,000 account:
Maximum per trade risk
→ $2,000 (2%)Maximum combined open risk
→ $2,500 (2.5%)
If your floating losses reach $2,500:
Trades are closed automatically
In Phase 1 or 2 → Soft breach recorded
In Funded → Account paused for the day
Important Notes
This rule applies to all stages, but behaves differently once funded
Evaluation phases use a soft breach system (max 5 allowed)
Funded accounts use a daily pause instead of soft breaches
This is a protective rule, not a hard breach
The rule works alongside drawdown limits and does not replace them
Summary
Max open risk is 2% per trade and 2.5% combined
Evaluation phases:
Violations = soft breach
Limit of 5 soft breaches
Funded accounts:
Violations = daily trading pause until 5PM EST
Designed to enforce disciplined risk management
Amped – News Trading
The News Trading rule defines whether traders are allowed to open or manage trades during high-impact economic news events.
For the Amped program, news trading is fully permitted across all challenge phases, but prohibited on the Funded stage.
News Trading Rules
Stage | News Trading |
Phase 1 | Allowed |
Phase 2 | Allowed |
Funded | NOT Allowed |
How News Trading Works
Amped – Payout Frequency & Profit Split
The Payout Frequency and Profit Split define how often you can withdraw profits and what percentage of those profits you receive once funded.
These rules apply only to the Funded stage of the 1 and 2-Step Amped program.
Payout & Profit Split Overview
Rule | Funded |
Profit Split | 80% standard |
Profit Split Add-ons | 90% and 100% available |
Payout Frequency | Bi-weekly |
On-Demand Payout | Available via add-on |
Minimum Withdrawal | 2% |
Payout Buffer | Lock Upon Payout (LUP) |
Profit Split
Once funded, traders receive a share of the profits they generate:
80% standard profit split
Optional:
90% profit split
100% profit split
Add-ons must be selected at the time of purchase.
Payout Frequency
Funded traders can request payouts:
Every two weeks (bi-weekly) by default
On-demand payouts are available through an optional add-on
Payout requests must meet all eligibility requirements at the time of submission.
Minimum Withdrawal
The minimum amount required to request a payout is 2% of the account balance
Requests below this threshold will not be processed.
Lock Upon Payout (LUP)
The Lock Upon Payout mechanism adjusts your account after a withdrawal:
After a payout is processed, your maximum drawdown locks at your starting balance
This protects the account and prevents further trailing beyond that point
Your account continues trading with the remaining balance, while respecting the locked drawdown level
To ensure the long-term stability and financial health of the Company, Traders are permitted to retain a maximum of $10,000 in net profits and total withdrawals within any thirty (30) day period between all trading accounts owned by Trader. Any profits in excess of $10,000 will be deducted from Traders trading balance(s). This policy is implemented to promote the continued viability and balanced growth of the Company, ensuring that resources are allocated in a manner that benefits the collective interests of all Traders and stakeholders.
Amped – Profitable Trading Days
The Minimum Trading Days rule ensures that traders demonstrate consistent performance before progressing through the evaluation phases.
It requires traders to achieve a minimum number of profitable trading days with a defined profit threshold.
Minimum Trading Days Requirement
Stage | Requirement |
Phase 1/2 | 5 days with at least 0.5% profit |
Funded | 5 days with at least 1.0% profit |
How the Rule Works
To meet the requirement:
You must complete at least 5 separate trading days
Each day must close with a minimum of 0.5% net profit
The profit is calculated based on your starting balance
Only days that meet or exceed the 0.5% threshold will count toward the requirement.
For funded accounts, this treshold would be 1%
What Qualifies as a Profitable Day
A trading day qualifies if:
The account is in net profit of at least 0.5% by the end of the day
All trades contributing to that profit are closed
The profit remains valid and is not impacted by rule violations
Example
If you have a $100,000 account:
0.5% = $500
To meet the requirement, you need:
5 separate days where you close the day with at least $500 profit
Example progression:
Day 1 → +$600 ✅ counts
Day 2 → +$300 ❌ does not count
Day 3 → +$700 ✅ counts
Day 4 → +$550 ✅ counts
Day 5 → +$800 ✅ counts
Day 6 → +$680 ✅ counts
You now have 5 qualifying days and meet the requirement.
Important Notes
This rule applies to all phases.
Only closed profit counts, floating profit does not qualify
Multiple trades within the same day count as one trading day
Profits must be achieved on separate calendar days
Reaching the profit target alone is not enough, you must also meet the minimum trading days
The trading day resets at 5PM EST
Summary
A minimum of 5 profitable days is required in Phase 1 and Phase 2
Each day must reach at least 0.5% profit
The rule does not apply to funded accounts
Only closed and valid profits count
Amped – Weekend Holding
The Weekend Holding rule defines whether traders are allowed to keep positions open over the weekend when markets are closed.
For the Amped program, weekend holding is fully permitted across all challenge phases, but not allowed on the funded phase.
Weekend Holding Rules
Stage | Weekend Holding |
Phase 1 | Allowed |
Phase 2 | Allowed |
Funded | Not Allowed |
No Holding Trades Over the Weekend
One key rule for all Top One Trader accounts is that you are not allowed to hold trades over the weekend. This means that all trades must be closed by Friday 4:30 PM EST. Any open trades that are still active at this time will be automatically closed out.
This policy minimizes the risk of gaps or unpredictable market movements that often occur over the weekend when markets are closed. By ensuring all trades are closed, we help you avoid unexpected losses when markets reopen on Monday.
Crypto Trading Over the Weekend
While traditional markets are closed over the weekend, cryptocurrency trading is an exception. You are allowed to trade cryptocurrencies during the weekend as long as these trades are opened after Friday 8 PM EST.
This gives traders the flexibility to take advantage of the 24/7 cryptocurrency market without breaching the weekend trading rule for other instruments.
Summary of Weekend Trading Rules
No holding trades over the weekend. All trades must be closed by Friday 4:30 PM EST.
Any trade left open at 4:30 PM EST on Friday will be automatically closed.
Crypto trading is allowed over the weekend, but only if the trades are opened after Friday 8 PM EST.
By adhering to these weekend trading rules, you ensure that your account remains compliant and protected against market volatility that could occur during non-trading hours.
2 Step Plus Resets, How They Work
The 2 Step Plus reset feature allows traders to restart their account after it becomes breached. This provides flexibility and allows traders to continue from the stage they previously reached instead of always starting from the beginning.
Resets are available for Phase 1, Phase 2, and Funded accounts, with pricing depending on the stage of the account.
The further the account has progressed, the higher the reset price, because the trader is able to bypass earlier phases of the evaluation.
Reset Availability
Account Stage | Result After Reset |
Phase 1 | New Phase 1 account |
Phase 2 | New Phase 2 account |
Funded | New funded account |
A reset can only be requested after an account has been breached and must be completed within 14 days of the breach.
Funded Accounts that have received an approved payout are not eligible for a reset.
Once breached, the account becomes inactive and trading is no longer possible until the reset is completed.
How Resets Work by Phase
Phase 1 Reset
If a trader breaches their Phase 1 account and chooses to reset it:
• The trader will receive a new Phase 1 account
• The account will restart from the beginning of Phase 1
• This reset is the lowest priced reset option
Phase 2 Reset
If a trader breaches their Phase 2 account and resets it:
• The trader will receive a new Phase 2 account
• Phase 1 does not need to be completed again
• The trader continues directly from Phase 2
Because this reset skips Phase 1, it is priced slightly higher than a Phase 1 reset.
Funded Reset
If a trader breaches their funded account and chooses to reset it:
• The trader will receive a new funded account
• Both Phase 1 and Phase 2 are skipped
• Trading can resume immediately on the funded stage
Because the trader bypasses both evaluation phases, funded resets are priced higher than challenge resets.
2 Step Plus Reset Fees
Account Size | Phase 1 Reset | Phase 2 Reset | Funded Reset |
5K | $18,40 | $40 | $92 |
10K | $48,00 | $106 | $240 |
25K | $100,80 | $222 | $504 |
50K | $163,20 | $359 | $816 |
100K | $399,20 | $878 | $1.996 |
When a Reset Can Be Used
A reset may be used when an account becomes breached, for example due to:
• Maximum drawdown breach
• Daily loss limit breach
• Max soft breach limit
Once breached, trading is disabled on the account until it is reset.
What Happens During a Reset
When a reset is applied:
• A new fresh account is created
• The starting balance resets to the original amount
• Equity and drawdown levels reset
• Profit progress resets to zero
• All rules and parameters return to default
The new account will start at the same stage that was reset.
Important Notes
• Resets do not act as refunds
• Resetting an account does not change trading rules
• Phase resets allow traders to restart from the same stage they breached
• Funded resets allow traders to skip both evaluation phases
• Reset availability does not guarantee successful completion of the program
• Resets can be done within 14 days of breaching the account
• Funded Accounts with an approved payout are not eligible for a reset.
• Any purchased add-ons will not carry over to the reset account
How to Reset Your Account
Step 1, Go to Your Dashboard
Log in to your account and navigate to your Dashboard, then click Metrics.
Step 2, Select “Reset Account”
In the account performance section you will see the Reset Account button.
Click this button to proceed.
Step 3, Confirm the Reset
A confirmation pop up will appear.
Click Reset Account Now to confirm.
Step 4, Complete Checkout
You will then be redirected to the checkout page.
Simply complete the order using the same checkout process as when you originally purchased the account.
Once the checkout is completed, your new reset account will be created automatically.
2 Step Plus Leverage Rules
Leverage defines the maximum position size a trader can open relative to their account balance. The 2 Step Plus uses the same leverage structure as the 2 Step PRO model.
Leverage differs between challenge phases and the funded stage.
Leverage During Challenge Phases
The following leverage applies during Phase 1 and Phase 2 of the 2 Step Plus.
Asset Class | Leverage |
FX | 50:1 |
Indices | 10:1 |
Metals | 10:1 |
Cryptocurrencies | 2:1 |
Leverage on Funded Accounts
Once funded, leverage is reduced to reflect live risk conditions.
Asset Class | Leverage |
FX | 30:1 |
Indices | 5:1 |
Metals | 5:1 |
Cryptocurrencies | 1:1 |
Important Notes
Leverage limits are enforced by the trading platform
Exceeding leverage limits may result in trade rejection or forced closures
Leverage does not override max open risk or drawdown rules
All leverage rules apply across all platforms
2 Step Plus Max Open Risk Rule (Equity Shield)
The Max Open Risk rule limits how much risk a trader can have open at any given moment. This rule is enforced through EquityShield, an automatic real time risk management system.
Max open risk rules apply during Phase 1, Phase 2, and the Funded stage.
Max Open Risk Limits
Risk Type | Limit (New Accounts – From Mar. 27 , 2026) | Limit (Existing Accounts - Before Mar. 27, 2026) |
Per Symbol | 2% of starting balance | 1% of starting balance |
Combined Risk | 2.5% of starting balance | 1% of starting balance |
These limits are calculated from the starting balance of the account.
How Equity Shield Works
EquityShield monitors your account equity in real time and automatically intervenes when risk limits are exceeded.
1. Equity Shield per Symbol
Applies to one symbol, even if multiple positions are open
If the floating loss on a single symbol reaches 2% of starting balance, all open trades on that symbol will, in most cases, be automatically closed
This action is classified as a soft breach
Trading may resume immediately after the closure
Example
Starting balance: $100,000
2% risk limit: $2,000
If multiple open XAUUSD positions reach a combined floating loss of $2,000, all XAUUSD trades will be closed automatically.
2. Equity Shield on Combined Risk
Applies to total floating loss across all symbols
If combined floating drawdown reaches 2.5% of starting balance, all open trades across all symbols will, in most cases, be automatically closed
This action is also classified as a soft breach
Example
Starting balance: $100,000
2.5% combined risk limit: $2,500
If multiple open trades across multiple symbols result in equity dropping to $97,500, all positions will be closed automatically and your account will receive a soft-breach.
Why Equity Shield Exists
Internal risk analysis shows that exceeding daily drawdown limits is the primary reason for account breaches.
EquityShield exists to:
Prevent excessive short term losses
Encourage disciplined risk management
Reduce the likelihood of hard breaches
Promote consistent trading behavior
Important Notes
EquityShield is an automatic protection tool, not a guaranteed failsafe
In rare market conditions such as high volatility or low liquidity, closures may not trigger instantly
Traders are always responsible for managing their own risk
EquityShield triggers do not count as hard breaches
The Risk team may adjust EquityShield limits following a risk review
2 Step Plus Payout Cap
The Payout Cap limits the maximum amount that can be withdrawn per payout cycle on funded 2 Step Plus accounts.
This applies only to funded accounts.
Payout Cap by Account Size
Account Size | Max Payout per Cycle |
$5,000 | $500 |
$10,000 | $1,000 |
$25,000 | $2,000 |
$50,000 | $3,000 |
$100,000 | $5,000 |
$200,000 | $6,000 |
How the Payout Cap Works
The payout cap applies per payout cycle
The payout cap is based on the requested amount.
If eligible profits exceed the payout cap, the remaining profit stays on the account
Remaining profit may be withdrawn in future payout cycles
The payout cap does not reduce or remove profits, it only limits how much can be withdrawn at one time.
Example
A trader has a 50,000 dollar funded account.
Payout cap per cycle: 3,000 dollars
Valid profit available after meeting the targetst: 5,500 dollars
Result:
The trader may request a payout of $3,000 in this cycle
The remaining 2,500 dollars stays on the account and may be withdrawn later
Important Notes
Payout caps reset each payout cycle
2% Minimum withdrawal amounts still apply
Payout caps apply independently from payout frequency
Payout caps apply only on funded accounts
2 Step Plus Maximum Profit Per Day Rule
The Maximum Profit Per Day rule applies only to funded 2 Step Plus accounts and acts as a risk control measure. It is enforced as a soft breach, not a hard performance cap.
Daily Profit Limit
Account Stage | Max Profit Per Day |
Phase 1 | No limit |
Phase 2 | No limit |
Funded | 5% per trading day |
The daily profit limit is calculated from the starting balance of the funded account.
How the Daily Profit Limit Works
The limit is set at 5% of the funded starting balance
Profit is measured per trading day
The trading day resets at 5:00 PM EST
Closed profits are used to calculate daily profit
If the 5% daily profit limit is exceeded, a soft breach is triggered.
What Happens When the Limit Is Exceeded
When a funded account exceeds the daily profit limit:
The violating trade or trades will be automatically closed
Any profit above the allowed limit is considered invalid
One soft breach is recorded
Repeated violations count toward the soft breach limit of 4, after which the account is hard breached.
Example
A trader has a 50,000 dollar funded account.
5% daily profit limit equals 2,500 dollars
If the trader closes profits totaling 3,100 dollars in one trading day:
A soft breach is triggered
Trades may be closed automatically
The trader may continue trading
If this happens four times, the account is terminated.
Important Notes
There is no daily profit limit during challenge phases
The daily profit limit does not replace minimum trading day requirements
The daily profit limit does not override payout caps
The rule is enforced per trading day, not per trade
2 Step Plus Minimum Profitable Trading Days Rule
The Minimum Profitable Trading Days rule ensures traders demonstrate sustainable performance rather than completing a phase or payout in a single trading session.
This rule applies to Phase 1, Phase 2, and Funded accounts.
Minimum Trading Days Requirement
Account Stage | Requirement |
Phase 1 | 5 profitable trading days |
Phase 2 | 5 profitable trading days |
Funded | 5 profitable trading days per payout cycle |
Each qualifying trading day must close with at least 0.5% net profit, calculated from the account’s starting balance.
Trading Day Reset Time
A trading day is defined as the period between daily system resets.
The trading day resets at 5:00 PM EST
All profit and loss between resets is grouped into the same trading day
Any activity after 5:00 PM EST counts toward the next trading day
What Counts as a Profitable Trading Day
A trading day is considered valid when:
The day closes with at least 0.5% net profit
Profit is calculated using closed balance
Reaching the Profit Target Before Minimum Trading Days
If a trader reaches the profit target before completing the minimum number of profitable trading days, this is not a violation.
The trader may continue trading on the account
Additional trading days can be used to meet the minimum profitable day requirement
All rules, including drawdown limits and risk controls, must still be respected
Progression or payout eligibility is granted only after both the profit target and the minimum profitable days are completed.
How Trading Days Are Counted
Trading days do not need to be consecutive
Multiple profitable trades in one day count as one trading day
Loss days do not count toward the requirement
Days below 0.5 percent net profit do not count
Example
A trader has a 50,000 dollar account.
0.5% of 50,000 = $250
Results based on the 5:00 PM EST reset:
Day 1 closes at plus $1,500, profit target reached, counts as one profitable day
Day 2 closes at plus $300, (so it counts)
Day 3 closes at plus $230, (The net profit is not more than 0.5% so it does not count)
Day 4 closes at plus $400, (so it counts)
Day 5 closes at plus $350, (so it counts)
Day 6 closes at plus $250, (so it counts)
Result:
The trader reached the profit target on Day 1 and completed the required five profitable trading days by Day 6. The phase is successfully completed.
Disclaimer
By trading during major news events, you acknowledge the increased risks involved. These risks include slippage, market gaps, delayed execution, and heightened volatility.
Top One Trader is not responsible for losses caused by slippage or execution issues during news events.
Challenge Accounts
During Phase 1 and Phase 2, traders may trade freely during news events.
No restricted time windows apply
High impact, medium impact, and low impact news may all be traded
There are no execution or closing restrictions
Funded Accounts
Funded 2 Step Plus accounts are subject to a restricted news trading window around high impact news events.
You may not execute or close trades within
5 minutes before the news event
5 minutes after the news event
The total restricted window is 10 minutes.
What Counts as Executing a Trade
Executing a trade includes any of the following actions:
Opening a market order
Closing a market order
Opening or closing a pending order
Modifying a stop loss or take profit
Placing buy stop or sell stop orders
All of these actions are prohibited inside the restricted news window.
Holding Trades During News
You may hold trades during a news event if the position was opened more than 5 minutes before the restricted window begins.
However, the following conditions apply:
If a stop loss or take profit is triggered inside the restricted window, the trade becomes a violation
Any profit from that trade will be removed and cannot be withdrawn
Violating the news rule is not a breach on its first offence, the risk team may provide you with a final warning.
Exception, 5 Hour Rule
If a trade has been open for at least 5 hours before the news event:
Stop loss or take profit activation inside the restricted window is allowed
No violation will be recorded
Manual trade closure inside the restricted window is still prohibited, even under this exception.
High Impact News Events
Only high impact news events are restricted.
Low impact and medium impact news are NOT restricted
Events must directly affect the traded instrument
All major United States high impact news events affect all trading instruments, including but not limited to:
Federal Reserve interest rate decisions
FOMC meetings and statements
Non Farm Payrolls
United States CPI releases
Any other high impact US economic announcements
If an event is marked as high impact on FXStreet, it falls under this rule.
Important Notes
News rules apply only to funded accounts
Profits from violating trades are removed
Only high impact news is restricted
We look at the FXStreet Economic calender.
2 Step Plus No Consistency Rule
The 2 Step Plus plan does NOT have any consistency rules!
This means traders are not required to spread profits across multiple trading days, nor are they required to limit how much profit is made on a single trading day during the challenge phases.
What No Consistency Means
On the 2 Step Plus Challenge phases, there is:
• No maximum daily profit limit
• No percentage cap on how much profit can be made in one day
• No restriction on reaching the profit target in a single trade or a single day
Traders are free to reach the profit target in any way they choose, provided all other trading rules are fully respected.
Funded Accounts Profit Cap
While the no consistency rule does apply to funded accounts, funded accounts are subject to a 5% profit cap per day.
This means:
• On funded accounts, profits are capped at 5% per day of the account balance
• Once the 5% profit cap is reached, trading is halted untill the next day (5pm EST)
• This cap does not apply to challenge phases
The profit cap exists to ensure sustainable risk management on funded accounts while still allowing flexibility in trade execution.
Important Notes
• The no consistency rule applies to all phases, including funded accounts
• Funded accounts are subject to a 5 % profit cap
• Large winning days are allowed
• Risk management rules are always strictly enforced
2 Step Plus Payout Cycle
The payout frequency defines how often traders on a Funded 2 Step Plus account are eligible to request withdrawals.
Payouts are only available once an account reaches the Funded stage.
Standard Payout Frequency
Funded 2 Step Plus accounts follow a bi weekly payout cycle by default.
Traders may request a payout once every two weeks (14 calender days)
Payout requests are reviewed only after all rules are satisfied
The payout cycle resets after each approved payout
On Demand Payout Add On
Traders may opt into an on demand payout add on, which removes the fixed bi weekly waiting period.
With the add on:
Payouts can be requested as soon as all payout conditions are met
Minimum profitable trading days must still be completed
All payout rules remain unchanged
Requirements Before Requesting a Payout
Before submitting a payout request, all of the following must be met:
Account is in good standing
Minimum profitable trading days are completed
No rule violations are present
Meeting only some of the conditions does not qualify the account for payout.
Example
A trader completes the required five profitable trading days on a funded account.
Without the add on, the trader must wait until the next bi weekly payout window to submit a request
With the on demand add on, the trader may submit the payout request immediately
In both cases, the payout is still subject to review, profit split, payout caps, and minimum withdrawal limits.
2 Step Plus Soft Breach Limit
The Soft Breach system is designed to protect both traders and firm capital by automatically intervening when certain risk rules are violated, without immediately terminating the account.
On the 2 Step Plus, traders are allowed a limited number of soft breaches before the account is permanently breached.
Soft Breach Limit
Account Stage | Soft Breach Limit |
Phase 1 | 4 |
Phase 2 | 4 |
Funded | 4 |
If an account reaches 4 soft breaches, it will result in a hard breach and the account will be closed.
What Is a Soft Breach
A soft breach occurs when a minor rule is violated.
When a soft breach happens:
The violating trade or trades are automatically closed
The account remains active
Trading may continue immediately
The soft breach counter increases by one
Soft breaches are designed to prevent larger losses while allowing the trader to continue.
Common Soft Breach Scenarios on 2 Step Plus
Soft breaches may occur in the following situations:
EquityShield activation
When max open risk is exceeded per symbol or overall, EquityShield closes positions and records a soft breach — [More Information here]
Max lot size or exposure violations
Exceeding predefined max allowed lot size limits will be identified as soft breaches — [More Information here]
No Stop Loss on trades
Entering a trade without an active Stop Loss will result in a soft breach. The trade will be automatically closed to protect your account — [More Information here]
You could, however, purchase an add-on during the initial checkout that allows you to trade without an active SL
Maximum Profit Per Day (Simulated Funded Accounts)
The Maximum Profit Per Day rule applies only to Simulated Funded Accounts and is designed to limit the maximum profit that can be credited within a single trading day — [More Information here]
Why the 4 Soft Breach Limit Exists
The soft breach limit exists to:
Encourage disciplined trading behavior
Prevent repeated risk violations
Protect account longevity
Distinguish occasional mistakes from systematic rule breaking
Repeated soft breaches indicate poor risk management and will eventually result in account termination.
Important Notes
Soft breaches are tracked per account
Soft breach counters do reset between phases
Once the limit is reached, the breach is final
Soft breaches are separate from daily or max drawdown breaches
Status Update
2-Step PLUS accounts are no longer available for purchase.
For any questions or assistance, feel free to contact our support team at support@toponetrader.com
2-Step Plus Daily Drawdown Rule
The Daily Drawdown limits how much an account can lose within a single trading day. This rule is designed to protect the account from excessive short term losses and applies during Phase 1, Phase 2, and the Funded stage.
Daily Drawdown Limit
Phase | Daily Drawdown |
Phase 1 | 4% of Initial account balance |
Phase 2 | 4% of Initial account balance |
Funded | 4% of Initial account balance |
The daily drawdown is calculated using the previous day’s highest balance or equity.
How Daily Drawdown Is Calculated
At the start of each trading day, the system records the highest balance or equity from the previous trading day
The daily drawdown limit is set at 4% below that level
Both balance and equity are monitored
Open trades are included in the calculation
If balance or equity reaches the daily drawdown limit at any point, the account is breached.
Daily Reset Behavior
The daily drawdown resets every trading day
The new reference level is always the previous day’s highest balance or equity
Profitable days raise the next day’s drawdown threshold
Losing days lower the next day’s allowable loss range
Example
A trader finishes Day 1 with:
Highest balance or equity: $50,000
Day 2 daily drawdown limit
4% of $50,000 = $2,000
Breach level = $48,000
If balance or equity touches $48,000 at any moment during Day 2, the account is breached, even if it later recovers.
If Day 2 ends with a new high of $52,000:
Day 3 drawdown is calculated from $52,000
New breach level = $50,000 ($52,000 - $2,000 [4% of $50,000])
Important Notes
Daily drawdown is based on intraday movement, not daily close
Floating losses count toward daily drawdown
Recovering above the limit does not undo a breach
Daily drawdown applies independently from max drawdown
2-Step Plus Max Static Drawdown Rule
The Max Static Drawdown defines the maximum total loss allowed on your account. This rule applies equally during Phase 1, Phase 2, and the Funded stage.
If the account balance or equity reaches the max drawdown level at any point, the account is breached.
Max Drawdown Limits
Standard Max Drawdown: 8%
Launch Promotion: 10% max drawdown during the initial launch period
Unless otherwise stated, newly purchased accounts during the launch promotion will start with a 10% max static drawdown instead of 8%.
How Static Drawdown Works
The drawdown is calculated from the starting balance of the phase
The drawdown level is fixed and does not trail as the account grows
If your equity drops below the loss limit, the account will breach
The rule applies at all times, including during open trades
Drawdown Lock After First Payout
On funded accounts, the max drawdown behavior changes slightly after the first successful payout.
Before the first payout, the drawdown is calculated from the original funded starting balance
After the first payout is approved, the max drawdown locks at the starting balance
From that point forward, the account will only breach if balance or equity falls below the original starting balance
This lock ensures that traders do not lose already secured capital after their first payout.
Example, Evaluation Phase
A trader starts Phase 1 with a $50,000 account during the launch promotion.
Max drawdown: 10% = $5,000
Breach level: $45,000
If balance or equity drops to $45,000 at any point, the account is breached.
Example, Funded Account After First Payout
A trader receives a funded account with a $50,000 starting balance.
First payout is approved
Account balance grows to $62,000
After the payout:
The max drawdown locks at $50,000
Even if the account later grows to $80,000, the breach level remains $50,000
The account is only breached if balance or equity drops below $50,000.
Important Notes
Max drawdown is always based on closed balance and live equity
Open floating losses count toward drawdown
The launch promotion drawdown applies only to eligible accounts
Drawdown rules apply independently from daily drawdown limits
2-Step Plus Overview
The 2-Step Plus is a flexible two phase evaluation model designed for traders who want clear objectives without restrictive trading conditions. It removes the consistency rule entirely and focuses on structured risk management, realistic profit targets, and scalable funding.
Below is a complete overview of the rules that apply to Phase 1, Phase 2, and the Funded stage.
2-Step Plus Ruleset Overview
Rule | Phase 1 | Phase 2 | Funded |
Profit Target | 10% | 5% | None |
Max Drawdown | 8% standard, during launch promo 10% | 8% standard, during launch promo 10% | 8% standard, during launch promo 10% |
Max Drawdown Type | Static | Static | Static |
Daily Drawdown | 4% | 4% | 4% |
Daily Drawdown Type | Previous day high balance or equity | Previous day high balance or equity | Previous day high balance or equity |
Profit Split | 80% optional 90% add on | 80% optional 90% add on | 80% optional 90% add on |
Minimum Trading Days | 5 days with at least 0.5% net profit | 5 days with at least 0.5% net profit | 5 days with at least 0.5% net profit |
Payout Frequency | Not applicable | Not applicable | Bi weekly, on demand add on available |
Minimum payout | Not applicable | Not applicable | 2% of the starting balance |
Payout Buffer or LUP | Not applicable | Not applicable | Lock Upon Payout |
Max Open Risk | Per Symbol : 2% | Per Symbol : 2% | Per Symbol : 2% |
Soft Breach Limit | 4 | 4 | 4 |
Consistency Rule | None | None | None |
News Trading | Allowed | Allowed | Not allowed |
Weekend Holding | Allowed | Allowed | Allowed |
Commissions | $2.50 per side | $2.50 per side | $2.50 per side |
Swap Fees | Yes | Yes | Yes |
Maximum Capital allocation | Not applicable | Not applicable | $300,000 funded |
Payout Cap | Not applicable | Not applicable | Yes, per payout cycle |
Max profit / day | Not applicable | Not applicable | 5% / day (soft breach) |
Leverage | Same as current 2-Step | Same as current 2-Step | Same as current 2-Step |
Expert Advisors | Allowed | Allowed | Not allowed |
Inactivity Limit | 30 days | 30 days | 30 days |
Platforms | All platforms | All platforms | All platforms |
Refund of challenge fee | Non-refundable | Non-refundable | Non-refundable |
Important Notes:
Refund of challenge fee : Only 2-Step 'PLUS' accounts purchased before February 5, 2026 are eligible for a challenge fee refund, and are issued on the second payout.
Key Rule Explanations
Profit Target
Traders must reach a 10% target in Phase 1 and a 5% target in Phase 2. There is no profit target once funded.
Max Drawdown
Accounts launch with an 8% max drawdown as standard. A 10% max drawdown is available as a limited launch promotion. The drawdown is static and does not trail.
Daily Drawdown
A fixed 4% daily drawdown calculated from the previous day’s highest balance or equity.
Minimum Profitable Trading Days
To complete any phase or request a payout, traders must log at least 5 separate days where the account closes with a minimum of 0.5% net profit.
Profit Split
The base profit split is 80%. A 90% profit split is available via an optional add on.
Risk Controls
A 1% Equity Shield limits maximum open risk. Soft breach thresholds apply before a hard breach is triggered.
No Consistency Rule
There is NO CONSISTENCY target on the 2-step PLUS accounts.
Payout Cap
Funded accounts have a maximum withdrawal amount per payout cycle. If profits exceed the cap, the remaining balance stays on the account and can be withdrawn in future payout cycles.
News and EAs
News trading is allowed during Phase 1 and Phase 2. It is restricted on funded accounts. Expert Advisors are allowed during evaluation phases but not on funded accounts.
Inactivity
If no trades are placed for 30 consecutive days, the account will be considered inactive and may be closed. Placing any trade resets the inactivity timer.
2-Step Plus Profit Split
The profit split determines how profits are shared between the trader and the firm once an account reaches the Funded stage.
Profit splits do not apply during Phase 1 or Phase 2, as no payouts are available during evaluation.
Base Profit Split
Account Stage | Profit Split |
Funded | 80% trader / 20% firm |
By default, traders receive 80% of all valid profits generated on funded accounts.
90% Profit Split Add On
Traders may opt into a 90% profit split add on, increasing their share of profits.
Option | Profit Split |
Standard | 80% |
With Add On | 90% |
The add on must be purchased during the initial check-out and cannot be added later in the process.
How the Profit Split Is Applied
Only valid profits are considered
All rule violations and invalid profits are removed before calculation
Example
A funded trader generates $3,000 in valid profit on a $100,000 account.
Without the add on
Profit split: 80%
Trader share: $3,000 × 80% = $2,400
With the add on
Profit split: 90%
Trader share: $3,000 × 90% = $2,700
With the payout cap, the trader may request a payout up to the allowed amount for that cycle, with remaining profits staying on the account.
2-Step Plus Profit Target Rule
The profit target defines how much net profit must be achieved in each evaluation phase in order to progress to the next stage of the 2-Step Plus program.
Profit targets are based strictly on the account balance, not equity.
Profit Targets by Phase
Phase | Profit Target |
Phase 1 | 10% |
Phase 2 | 5% |
Funded | No profit target |
Example
A trader starts Phase 1 with a $50,000 account.
Step 1: Calculate the profit target
10% of $50,000 = $5,000
Target balance = $55,000
Once the profit target is reached and all other applicable rules are met, phase 1 passes and upgrades to phase 2. If phase 2 is passed, your account becomes eligible for review and progression.
How the Profit Target Is Measured
The profit target is calculated from the starting balance of the phase
The account balance must reach or exceed the profit target
All trades must be fully closed for the profit target to be considered met
Open trades do not count toward the profit target
Equity reaching the target without closing trades does not qualify.
2-step-PLUS Lock Upon Payout (LUP)
In funded 2-step-PLUS accounts, the Lock Upon Payout (LUP) model defines how your maximum static drawdown behaves after a payout.
Once a payout is approved, your drawdown will lock at the starting balance of the funded account.
Where LUP Applies
Account Stage | LUP |
Evaluation | Not applicable |
Funded | Applies after first payout |
How the Lock Upon Payout Works
Before your first payout:
The drawdown is static.
As profits increase, the breach level remains static.
After your payout is processed:
The drawdown locks at the funded starting balance
The breach level does NOT trails upward
Future gains do increase drawdown room
Example 1 — Moderate Withdrawal
Initial funded balance: $10,000
Balance after gains: $11,000
Payout request: $500
After payout:
Drawdown locks at $10,000
Remaining buffer = $500
The account will breach only if balance or equity drops below $10,000.
Example 2 — Large Withdrawal
Initial funded balance: $10,000
Balance after gains: $11,000
Payout request: $950
After payout:
Drawdown locks at $10,000
Remaining buffer = $50
This leaves minimal room before breaching the account.
Important Considerations
While traders may withdraw profits at any eligible payout window, risk exposure increases as buffer decreases.
We strongly recommend:
Leave a Profit Buffer
Withdrawing the full profit leaves little protection against normal market fluctuations.
Grow Before Withdrawing
- Building an additional profit cushion can improve account stability and longevity.
Why LUP Exists
The Lock Upon Payout model is designed to:
Protect funded capital
Secure trader payouts
Prevent excessive risk escalation
Encourage sustainable account growth
By locking drawdown after payouts, traders are incentivized to manage risk responsibly.
Key Clarifications
LUP activates after the first approved payout
Drawdown locks at the funded starting balance
Breach occurs if balance or equity drops below the locked level
LUP does not override Daily Loss Limit rules
2 Step PRO old - Leverage Levels
The leverage available on 2 Step PRO old accounts depends on the account stage.
Leverage is higher during the evaluation stage and reduced once the account becomes funded.
Leverage Overview
Asset Class | Evaluation Leverage | Funded Leverage |
Forex | 50:1 | 30:1 |
Indices | 10:1 | 5:1 |
Commodities | 10:1 | 5:1 |
Crypto | 2:1 | 0.3:1 |
Note : Forex 50:1 on any accounts purchased before March 10, 2025
Why Leverage Changes After Evaluation
The evaluation phase is designed to test trading performance and rule compliance.
The funded phase is designed for long-term account management, payout eligibility, and sustainable trading behavior.
For this reason, funded accounts operate with lower leverage than evaluation accounts.
How to Calculate Your Max Daily Loss
Every trader has a daily loss limit, also known as a daily drawdown. At 5pm EST each day, we calculate your daily loss limit by taking the higher value of your account balance or account equity and subtracting:
4% from the initial capital for 2-Step Pro Accounts.
This gives you the maximum equity your account can lose for the next trading day.
Note for 2-Step Pro Accounts : The 5% Daily Loss Limit only applies to accounts that were purchased before November 5, 2025
Example 1 (Pro Account):
Initial Account Balance: $100,000
Open Trade with Floating Profit: $4,000
Account Equity at 5pm EST: $105,000
Daily Drawdown Limit: Your equity cannot drop below $101,000 ($105,000 - $4,000).
Example 2 (Pro Account):
Initial Account Balance: $100,000
Open Trade with Floating Loss: $1,000
Account Equity at 5pm EST: $99,000
Daily Drawdown Limit: Calculated based on your balance of $100,000, so your equity cannot drop below $96,000 ($100,000 - $4,000).
Example 3 (Pro Account):
Initial account Balance: $100,000
No Open Trades at 5pm EST: The daily drawdown is 4% ($4000) of your closed balance.
Account balance and equity at 5pm EST: $105,000
Daily Drawdown Limit: Calculated based on your balance of $105,000, so your equity cannot drop below $101,000 ($105,000 - $4,000).
Important Notes:
Daily drawdown is based on intraday movement, not daily close
Floating losses count toward daily drawdown
Recovering above the limit does not undo a breach
Daily drawdown applies independently from max drawdown
The daily loss limit includes commissions and swaps.
Exceeding your daily loss limit will result in account closure and forfeiture of any gains.
This article explains how the Consistency rule works for the 2 Step Pro Challenge account and then in the funded stage. This ONLY applies to the 2 Step-PRO accounts purchased BEFORE May 17th 2026
At Top One Trader, we aim to ensure fair and consistent trading by applying a Consistency Rule. While it may sound complex at first, this guide will break it down into simple terms with examples to help you understand how it works.
What is the Consistency Rule?
The Consistency Rule for the 2 Step Pro Challenge ensures traders demonstrate steady performance. In Phase 1 and Phase 2, no single trading day's profit can exceed 50% of total profits. This encourages a balanced approach rather than relying on one or two big winning days.
Once a trader reaches a funded account, the consistency rule adjusts to 30%. To qualify for a payout, no single day's profit can exceed 30% of total accumulated profits. This ensures long-term consistency and responsible risk management in live trading.
How Does the Consistency Rule Work in the challenge phase?
No single day’s profit can account for more than 50% of your total profits. After each challenge phase, the consistency percentage resets, and you’ll need to maintain a 50% consistency score for phase 2 as well.
Consistency Calculation Formula:
(Highest Profit Day ÷ Current Account Total Profit) × 100 = Consistency Percentage
Example of the Consistency Rule in Action
Let’s say a trader is working through Phase 1 of the challenge, and the profit target for this phase is $4,000. According to the 50% consistency rule, No single trading day can be more than $2,000 (50% of the profit target) in profit.
Scenario 1: Passing Phases Correctly
For example : Fastest Way to Pass the $50K Two Step Pro Challenge (Without Breaking the Consistency Rule)
Phase 1 Target:
✅ Make 8% profit on a $50,000 account = $4,000 total profit
Consistency Rule (50% Rule):
⚠️ No single day's profit can be more than 50% of your total profits
➡️ Max profit allowed in one day: $2,000
✅ Best Way to Pass While Following the Rule
Fastest Timeline: 2 days
Day 1: $2,000 profit
Day 2: $2,000 profit
Total Profit: $4,000
Consistency Check: ($2,000 ÷ $4,000) × 100 = 50% → ✔️ Passes the rule!
🧠 Pro Tip: Stick to even profits across days to avoid issues.
🎯 Aim for $2,000 per day and pass clean in just 2 days!
Scenario 2: Violating the Consistency Rule
❌ What Not to Do
If you make $3,000 on Day 1 and $1,000 on Day 2:
Total Profit = $4,000
Highest Day = $3,000
Consistency Check: ($3,000 ÷ $4,000) × 100 = 75% → ❌ Too high
🛠️ Fixing It
Keep trading smaller days until the highest day is ≤ 50% of total profit:
Add Day 3: $1,000 → Total = $5,000 → ($3,000 ÷ $5,000) = 60% ❌
Add Day 4: $1,000 → Total = $6,000 → ($3,000 ÷ $6,000) = 50% ✔️
🧠 Pro Tip: Stick to even profits across days to avoid issues.
🎯 Aim for $2,000 per day and pass clean in just 2 days!
Consistency Rule in the Funded Stage
Once a trader reaches the funded stage, they must follow a 30% consistency rule to qualify for a payout. This ensures traders maintain steady performance instead of relying on one big winning day.
Example of the Consistency Rule in Action
Let's say a trader's Payout Goal is $10,000 in total profit. No single day's profit can be more than 30% of your total profits ($3,000) to qualify for a payout.
Scenario 1: Eligible for Payout
To pass the rule, your biggest profit day must be $3,000 or less (30% of $10,000).
Day 1: +$2,500
Day 2: +$3,000
Day 3: +$2,000
Day 4: +$2,500
Total Profit: $10,000 ✅ (Eligible for payout)
Since the highest profit day ($3,000) is 30% or less of the total, the trader qualifies for a payout.
Scenario 2: Needs More Trading
Day 1: +$5,000 ❌ (Too high, over $3,000 limit)
Day 2: +$2,500
Day 3: +$2,500
Total Profit: $10,000 ❌ Doesn't qualify — Day 1 is too big.
Consistency Check: ($5,000 ÷ $10,000) × 100 = 50% → ❌ Too high
To meet the rule, the trader continues trading:
Day 4: +$2,000
Day 5: +$5,000
New Total Profit: $17,000 ✅
Consistency Check: ($5,000 ÷ $17,000) × 100 = 29% → ✅ (Eligible for payout)
Now, the highest profit day ($5,000) is below 30% of total earnings, so they qualify for a payout.
Key Takeaways
In the challenge phases, no single day's profit can exceed 50% of total profits to pass.
In a funded account, the limit is 30% to qualify for a payout.
Exceeding the limit doesn’t mean failure—traders just need to keep trading until their profits are evenly distributed.
The best approach is to spread profits over multiple days for smooth progression and payouts.
Consistent performance leads to long-term success in both the challenge and funded stages. 🚀
Still have questions?
Reach out via Live Chat or email us at support@toponetrader.com — we’re here to help!