Instant Prime Funding

Prime Accounts – Overview

Prime Accounts are our new Instant Sim Funding option. Unlike evaluation accounts, Prime Accounts give you immediate access to a Sim Funded Account

Prime Account Rules

Max Trailing Drawdown
5% of initial balance (Hard breach)
Daily Loss Limit
  • No Daily Loss Limit for accounts purchased before Oct. 25, 2025
  • 2.5% Hard Breach applies to accounts purchased on or after Oct. 25,2025 (At 5pm EST each day, we calculate your daily loss limit by taking the higher value of your account balance or account equity and subtracting) Daily Drawdown explained:
Daily Pause Rule
  • 2.5% drawdown in a single day (Soft breach) for accounts purchased BEFORE Oct 25
  • Accounts purchased AFTER Oct 24 5pm EST — DO NOT have a daily pause rule. To learn more how it works, kindly refer to our [Daily Pause article here]
News Trading Rule
It is prohibited to execute or close any trade within the window of 5 minutes before and 5 minutes after a high-impact news event — [More Information here]
Want to trade the news? Unlock it with the News Trading Add-On at checkout.
Weekend Holding Rule
Holding trade/s over the weekend is restricted on Instant PRIME Account
Want to hold positions? Unlock it with the Weekend Holding Add-On at checkout
5 soft breaches

You are limited to a total of 5 soft breaches, such as:

  • No Stop Loss: Trades without an active SL are closed automatically (Add-on available)
  • Max Lot Size: Exceeding the lot size limit closes all trades.
  • Weekend Holding: Not allowed (Add-on available)
  • Daily Pause: 2.5% drawdown in a single day (explained in detail below)

Payout Rules

First Payout
14 days

after receiving your Instant PRIME Account

Subsequent Payouts
Every 14 days

after your first withdrawal

Note: Accounts purchased before October 7, 2025

Every 30 days after receiving your Instant PRIME Account and after your first withdrawal

Profit Split:

1st payout
80%
2nd payout
90%
3rd payout & Subsequent Payouts
100%
100% Profit Split Add-on

With 100% Profit Split Add-on: Unlock 100% profit share from your very first withdrawal! — available at checkout

Important Rules:

  1. The minimum payout is 2% from your initial balanceExample: $50K account = $1,000 minimum payout
  2. Must meet ESS Score before becoming eligible for a payoutTo learn more how it works, kindly refer to our [20% ESS article here]
  3. Lock Upon Payout (Instant PRIME Funding Account) rule: When you request a payout, your maximum trailing drawdown will lock at your initial account balance. From this point on, no matter how much you grow the account, your drawdown stays fixed at your initial account balance.

Trading Rules

Trading Period
Unlimited — no time limit to complete
Inactive Rule
You must place a trade at least once every 30 days (Hard breach) — [More Information here]
Stop-Loss
Required for each trade unless an add-on is purchased (soft breach) — [More Information here]
Expert Advisors (EAs)
EA not allowed on Instant PRIME Funding Account — [More Information here]
Max Lot Size Rule
Max 20% of account size, capped at 20 lots total — [More Information here]
Prohibited Strategies
Ensure you do not violate any prohibited trading strategies — [More Information here]

Daily Pause Rule – What You Should Know (accounts purchased before Oct 24 5pm est)

The Daily Pause Rule is designed to protect traders from accidental breaches.

  • If your account reaches a 2.5% drawdown in a single day, it automatically pauses for the rest of the day.
  • Your account is not breached. It reopens at 5:00 PM EST for the next trading day.
  • At 5pm EST each day, we calculate your Daily Pause by taking the higher value of your account balance or account equity and subtracting: 2.5% from the initial capital. This gives you the maximum equity your account can lose for the next trading day.

Benefits of the Daily Pause Rule

  • Protects traders from accidental breaches
  • Encourages sustainable risk management
  • Gives traders a chance to reset mentally without losing the account
  • Creates a safer and more consistent trading environment
Key Takeaways
  • 2.5% loss = automatic pause
  • The account is not closed
  • Trading resumes the next day at 5:00 PM EST

Trading Platforms & Specifications

Platforms Available:

  • MatchTrader
  • TradeLocker
  • MetaTrader 5

Platform Availability Based on Your Account Size

Special Note for MetaTrader 5 Users:

MetaTrader 5 is currently not available for traders in the United States, Canada, U.S. Outlying Territories, or Puerto Rico

Assets Available: Available instruments can be found here. No stocks are available for trading.

Leverage

Asset ClassLeverage
FX50:1
Indices & Metals10:1
Cryptos1:1
100:1 Forex leverage add-on

A 100:1 Forex leverage add-on is available at checkout. This add-on is not available on the TradeLocker platform.

What are the Leverage Ratios and Calculations

For any questions or assistance, feel free to contact our support team via live chat or at support@toponetrader.com