Instant Prime Funding
14 articlesPrime Accounts are our new Instant Sim Funding option. Unlike evaluation accounts, Prime Accounts give you immediate access to a Sim Funded Account
Prime Account Rules
- Max Trailing Drawdown
- 5% of initial balance (Hard breach)
- Daily Loss Limit
-
- No Daily Loss Limit for accounts purchased before Oct. 25, 2025
- 2.5% Hard Breach applies to accounts purchased on or after Oct. 25,2025 (At 5pm EST each day, we calculate your daily loss limit by taking the higher value of your account balance or account equity and subtracting) Daily Drawdown explained:
- Daily Pause Rule
-
- 2.5% drawdown in a single day (Soft breach) for accounts purchased BEFORE Oct 25
- Accounts purchased AFTER Oct 24 5pm EST — DO NOT have a daily pause rule. To learn more how it works, kindly refer to our [Daily Pause article here]
- News Trading Rule
- It is prohibited to execute or close any trade within the window of 5 minutes before and 5 minutes after a high-impact news event — [More Information here]
Want to trade the news? Unlock it with the News Trading Add-On at checkout. - Weekend Holding Rule
- Holding trade/s over the weekend is restricted on Instant PRIME Account
Want to hold positions? Unlock it with the Weekend Holding Add-On at checkout
You are limited to a total of 5 soft breaches, such as:
- No Stop Loss: Trades without an active SL are closed automatically (Add-on available)
- Max Lot Size: Exceeding the lot size limit closes all trades.
- Weekend Holding: Not allowed (Add-on available)
- Daily Pause: 2.5% drawdown in a single day (explained in detail below)
Payout Rules
after receiving your Instant PRIME Account
after your first withdrawal
Every 30 days after receiving your Instant PRIME Account and after your first withdrawal
Profit Split:
With 100% Profit Split Add-on: Unlock 100% profit share from your very first withdrawal! — available at checkout
Important Rules:
- The minimum payout is 2% from your initial balanceExample: $50K account = $1,000 minimum payout
- Must meet ESS Score before becoming eligible for a payoutTo learn more how it works, kindly refer to our [20% ESS article here]
- Lock Upon Payout (Instant PRIME Funding Account) rule: When you request a payout, your maximum trailing drawdown will lock at your initial account balance. From this point on, no matter how much you grow the account, your drawdown stays fixed at your initial account balance.
Trading Rules
- Trading Period
- Unlimited — no time limit to complete
- Inactive Rule
- You must place a trade at least once every 30 days (Hard breach) — [More Information here]
- Stop-Loss
- Required for each trade unless an add-on is purchased (soft breach) — [More Information here]
- Expert Advisors (EAs)
- EA not allowed on Instant PRIME Funding Account — [More Information here]
- Max Lot Size Rule
- Max 20% of account size, capped at 20 lots total — [More Information here]
- Prohibited Strategies
- Ensure you do not violate any prohibited trading strategies — [More Information here]
Daily Pause Rule – What You Should Know (accounts purchased before Oct 24 5pm est)
The Daily Pause Rule is designed to protect traders from accidental breaches.
- If your account reaches a 2.5% drawdown in a single day, it automatically pauses for the rest of the day.
- Your account is not breached. It reopens at 5:00 PM EST for the next trading day.
- At 5pm EST each day, we calculate your Daily Pause by taking the higher value of your account balance or account equity and subtracting: 2.5% from the initial capital. This gives you the maximum equity your account can lose for the next trading day.
Benefits of the Daily Pause Rule
- Protects traders from accidental breaches
- Encourages sustainable risk management
- Gives traders a chance to reset mentally without losing the account
- Creates a safer and more consistent trading environment
- 2.5% loss = automatic pause
- The account is not closed
- Trading resumes the next day at 5:00 PM EST
Trading Platforms & Specifications
Platforms Available:
- MatchTrader
- TradeLocker
- MetaTrader 5
Platform Availability Based on Your Account Size
MetaTrader 5 is currently not available for traders in the United States, Canada, U.S. Outlying Territories, or Puerto Rico
Assets Available: Available instruments can be found here. No stocks are available for trading.
Leverage
| Asset Class | Leverage |
|---|---|
| FX | 50:1 |
| Indices & Metals | 10:1 |
| Cryptos | 1:1 |
A 100:1 Forex leverage add-on is available at checkout. This add-on is not available on the TradeLocker platform.
What are the Leverage Ratios and Calculations
For any questions or assistance, feel free to contact our support team via live chat or at support@toponetrader.com
Disclaimer
By continuing to hold trades during a major news event, you acknowledge and accept the potential risks involved. These risks include slippage, market gaps, delayed executions, and increased volatility.
Top One Trader is not liable for any losses incurred due to slippage or market movements caused by news events.
Trading News Events in Instant Prime Funded Accounts
For traders with Instant Prime Funded Accounts, news trading restrictions apply unless you have purchased the News Trading Add-On. These rules help maintain stability and protect firm capital during periods of high market volatility.
Prohibited News Trading Actions (Without Add-On)
For Instant Prime traders without the News Trading Add-On, it is prohibited to execute or close any trades 5 minutes before and 5 minutes after a high-impact news event.
The following actions are restricted during this period:
- Opening or closing pending orders (including Stop Loss or Take Profit)
- Executing market orders
- Modifying Stop Loss or Take Profit levels
- Placing Buy Stop or Sell Stop orders
You are allowed to hold trades that were opened more than 5 minutes before the restricted window. However, If your stop loss or take profit is triggered during the restricted window, it will be considered a violation. Any profits made from such trades will be deducted and will not be eligible for withdrawal.
Violating the news trading rules is classified as a soft breach, meaning your account will remain open, but profits may be affected.
10-Minute News Restriction Window Trading Rule
Trading is restricted within the 10-minute window surrounding a high-impact news event (5 minutes before and 5 minutes after).
Restricted Actions During the 10-Minute Window:
- Opening new trades (Market Execution/Limit Orders)
- Closing trades (Market Execution/Limit Orders)
- Modifying Stop Loss or Take Profit
- Placing Buy Stop or Sell Stop orders
News Trading Exception
If a trade was opened at least 5 hours before the news event, its Stop Loss or Take Profit can still be triggered within the restricted window without violating the rule. However, manually closing trades during this period will still count as a violation.
- Violations are classified as soft breaches, meaning your account remains active, but any affected profits may be removed. Repeated violations may lead to a hard breach of your account.
High-Impact News Events
Only high-impact news events directly related to the trading pairs you are working with are restricted.
You are free to trade during low or medium-impact news events or during events that do not directly affect your trading pairs.
All major U.S. high-impact news events (marked as Red Folder) affect all trading instruments.
Examples include:
- Federal Reserve Interest Rate Decisions
- FOMC Statements and Meetings
- Non-Farm Payrolls (NFP)
- U.S. Consumer Price Index (CPI)
- Any other high-impact U.S. economic releases
For a complete list of high-impact events, refer to the official news calendars we use: FXStreet.
News Trading Add-On (Optional)
If you purchase the News Trading Add-On, you are free to trade and hold positions during all news events, including high-impact events without any restrictions.
With this add-on enabled, you may:
- Open, close, or modify trades during high-impact news events
- Hold positions through major news announcements
- Trade news-driven volatility freely and strategically
This add-on is ideal for experienced traders who specialize in news trading or high-volatility strategies.
By understanding and following these rules or by selecting the News Trading Add-On, you can manage your Instant Prime Funded Account effectively while minimizing risks and maintaining compliance during periods of increased market volatility.
The Daily Drawdown limits how much an account can lose within a single trading day. This rule is designed to protect the account from excessive short term losses.
| Phase | Daily Drawdown |
|---|---|
| Instant PRIME | 2.5% of Initial account balance |
The daily drawdown is calculated using the previous day’s highest balance or equity.
How Daily Drawdown Is Calculated
- At the start of each trading day, the system records the highest balance or equity from the previous trading day
- The daily drawdown limit is fixed at 2.5% of the initial account balance.
- Both balance and equity are monitored
- Open trades are included in the calculation
If balance or equity reaches the daily drawdown limit at any point, the account is breached.
Daily Reset Behavior
- The daily drawdown resets every trading day
- The new reference level is always the previous day’s highest balance or equity
- Profitable days raise the next day’s drawdown threshold
- Losing days lower the next day’s allowable loss range
| Item | Amount |
|---|---|
| Initial Account Balance | $100,000 |
| Open Trade with Floating Profit | $4,000 |
| Account Equity at 5pm EST | $104,000 |
Daily Drawdown Limit: Your equity cannot drop below $101,500
| Item | Amount |
|---|---|
| Initial Account Balance | $100,000 |
| Open Trade with Floating Loss | $1,000 |
| Account Equity at 5pm EST | $99,000 |
Daily Drawdown Limit: Calculated based on your balance of $100,000
Your equity cannot drop below $97,500
| Item | Amount |
|---|---|
| Initial Account Balance | $100,000 |
| Account Balance and Equity at 5pm EST | $105,000 |
No Open Trades at 5pm EST: The daily drawdown is 2.5% ($2,500) of your closed balance.
Daily Drawdown Limit: Calculated based on your balance of $105,000
Your equity cannot drop below $102,500
Important Notes
- Daily drawdown is based on intraday movement, not daily close
- Floating losses count toward daily drawdown
- Recovering above the limit does not undo a breach
- Daily drawdown applies independently from max drawdown
- The daily loss limit includes commissions and swaps.
- Exceeding your daily loss limit will result in account closure and forfeiture of any gains.
(This is only applicable for accounts purchased AFTER Oct 24 5pm EST)
What Is the Max Daily Loss Rule?
At 5pm EST each day, we calculate your daily loss limit by taking the higher value of your account’s balance or equity, then subtracting 2.5% of your initial capital.
This determines the maximum equity your account can lose during the next trading day.
| Item | Amount |
|---|---|
| Initial Account Balance | $100,000 |
| Open Trade with Floating Profit | $3,000 |
| Account Equity at 5pm EST | $103,000 |
Calculation:
Result: Your equity cannot drop below $100,500 during the next trading day.
| Item | Amount |
|---|---|
| Initial Account Balance | $100,000 |
| Open Trade with Floating Loss | $1,000 |
| Account Equity at 5pm EST | $99,000 |
Calculation:
Result: Your equity cannot drop below $97,500 during the next trading day.
| Item | Amount |
|---|---|
| Initial Account Balance | $100,000 |
| Account Balance and Equity at 5pm EST | $105,000 |
No Open Trades at 5pm EST
Calculation:
Result: Your equity cannot drop below $102,500 during the next trading day.
Important Notes
- The daily loss limit includes commissions and swaps.
- The calculation resets every day at 5pm EST based on your balance or equity at that time.
- Exceeding your daily loss limit will result in account closure and forfeiture of any profits.
In Instant Prime Funded Accounts, when you request a payout, your maximum trailing drawdown will lock in at the starting balance. From the moment you make a payout, the drawdown no longer trails with your account growth, regardless of how much you continue to grow your account.
How the Lock Upon Payout Works
When you grow your account and request a payout, the maximum drawdown locks in at your initial account balance. Here are two examples to illustrate this:
| Item | Amount |
|---|---|
| Initial Balance | $10,000 |
| Balance After Gains | $10,800 |
| Payout Request | $400 |
| Locked Drawdown | $10,000 |
In this case, after your $400 payout, your maximum drawdown locks at $10,000, leaving you with $400 of drawdown room before reaching your limit.
| Item | Amount |
|---|---|
| Initial Balance | $10,000 |
| Balance After Gains | $10,800 |
| Withdrawal Request | $750 |
| Locked Drawdown | $10,000 |
With this larger withdrawal, your drawdown remains locked at $10,000, leaving you with only $50 of drawdown room before breaching your account.
Important Considerations
We understand that you may be eager to withdraw your gains, but we want to ensure you don’t put your account at risk. If your drawdown reaches your starting balance, it could potentially lead to a breach on your next trade(s). To avoid this, we recommend the following:
- Leave Some Gains as a Buffer: Instead of withdrawing all your profits, consider leaving a portion in your account. This gives you more room to trade safely and reduces the risk of breaching your drawdown limit.
- Grow Your Account Further: Another option is to grow your account by an additional 5–10% before taking your payout. This provides a larger cushion and increases your ability to compound your gains over time.
Of course, the decision is entirely yours. We’ll always process your payout requests, but our goal is to see you achieve long-term, consistent success with many payouts in the future.
Instant PRIME accounts include a soft breach system designed to enforce certain risk management rules while still allowing traders to continue trading after minor violations.
A soft breach occurs when specific trading rules are violated. When this happens, the violating trade or trades will be automatically closed, but the account itself remains active.
However, soft breaches are limited, and repeatedly violating these rules will eventually result in account termination.
Soft Breach Limit Update
There has been an update to the maximum number of allowed soft breaches depending on when the account was purchased.
| Account Purchase Time | Maximum Soft Breaches |
|---|---|
| Purchased before Friday, March 13 at 5:00 PM EST | 10 soft breaches |
| Purchased after Friday, March 13 at 5:00 PM EST | 5 soft breaches |
If your account reaches the maximum number of soft breaches, it will result in a hard breach and the account will be terminated.
What Is a Soft Breach
A soft breach is considered a minor rule violation. When one occurs:
- The violating trade or trades will be automatically closed
- The account will remain active
- One soft breach is recorded
Once the maximum number of allowed soft breaches is reached, the account will be hard breached and closed.
Soft Breach Violations for Instant PRIME Accounts
The following scenarios can trigger a soft breach.
No Stop Loss on Trades
Entering a trade without an active Stop Loss will trigger a soft breach.
To protect the account, the trade will be automatically closed if no Stop Loss is detected.
Traders who wish to trade without a Stop Loss may purchase the No Stop Loss Add On, which removes this restriction.
Exceeding Maximum Lot Size
Instant PRIME accounts have a maximum lot size limit based on account size.
If your total open lot size exceeds the allowed limit, all open trades will be automatically closed and a soft breach will be recorded.
Max lot sizes per account size
Holding Trades Over the Weekend
By default, holding trades over the weekend is not allowed on Instant PRIME accounts.
All trades must be closed before the market closes on Friday.
If trades remain open past market close without the appropriate add on, they will be automatically closed and a soft breach will be recorded.
Traders who wish to hold trades over the weekend may purchase the Weekend Holding Add On.
Weekend holding rules - Instant Prime
Why Soft Breach Limits Exist
Soft breach limits exist to ensure traders follow key risk management rules.
While soft breaches provide flexibility for occasional mistakes, repeated violations indicate that trading activity is not aligned with the program’s rules and risk structure.
Setting a maximum number of soft breaches helps maintain fairness, discipline, and responsible trading across all accounts.
Summary
- Instant PRIME accounts include a soft breach system for minor rule violations
- Accounts purchased before March 13 at 5:00 PM EST have a 10 soft breach limit
- Accounts purchased after March 13 at 5:00 PM EST have a 5 soft breach limit
- Violating trades are automatically closed when a soft breach occurs
- Reaching the maximum number of soft breaches results in a hard breach and account termination
Understanding the Consistency Rule at Top One Trader: A Simple Guide
At Top One Trader, we aim to ensure fair and consistent payouts by applying a Consistency Rule. While it may sound complex at first, this guide will break it down into simple terms with examples to help you understand how it works.
What is the Consistency Rule?
The Consistency Rule states that no single trading day’s profit should exceed 15% of your total profits accumulated over your trading period. This encourages traders to maintain a steady trading strategy and avoid over-reliance on a few high-profit days.
Why is the Consistency Rule Important?
The Consistency Rule is crucial for maintaining stability and fairness in trading:
- Risk Management
- Prevents traders from relying on high-risk trades to achieve profitability.
- Performance Stability
- Encourages balanced and consistent trading, reducing erratic profit spikes.
- Discipline
- Promotes steady growth through regular, controlled trading.
How Does the Consistency Rule Work?
No single day’s profit can account for more than 15% of your total profits. After each payout, the consistency percentage resets, and you’ll need to maintain consistency for the next payout cycle.
Example of the Consistency Rule in Action
| Day | Profit |
|---|---|
| Day 1 | $600 |
| Day 2 | $300 |
| Day 3 | $600 |
| Day 4 | $500 |
The highest profitable day is $600.
Applying the Consistency Calculation Formula:
(above the 15% consistency) → Not eligible for payout yet
Next Steps:
To qualify, you can continue trading to increase total profits while keeping the highest profitable day steady. This will lower the percentage to fall within the required range.
Let’s say you trade for 4 more days, earning $500 each day. Your total profit is now $4,000, while the highest profitable day remains $600.
New Consistency Calculation: Applying the formula:
→ Eligible for payout
Now, your consistency percentage is within the rule, and you would qualify for a payout.
This example demonstrates how trading additional days with steady profits can help you meet the consistency rule requirements.
What Happens After a Payout?
Once you request and receive a payout:
- The highest profitable day resets.
- The Consistency % begins tracking from the next trading cycle.
- You’ll need to maintain consistency again for the period leading up to your next payout request.
Key Takeaways
- Rule Limit
- No single trading day’s profit can exceed 15% of total profits.
- Eligibility
- Continue trading until your total profits bring your highest profitable day within the 15% limit.
- After Payout
- Consistency resets, and the rule applies to your next trading cycle.
By adhering to this rule, you build disciplined trading habits and achieve stable, long-term growth with Top One Trader.
Still have questions?
Reach out via Live Chat or email us at support@toponetrader.com — we’re here to help!
When it comes to trading, making profits is only one part of the story. What truly separates a disciplined trader from a lucky one is consistency. At Top One Trader, we introduced the Equity Stability Score (ESS) to measure not just how much you earn, but how steadily you earn it while maintaining your risk and profits at the same time.
What Is the Equity Stability Score (ESS)?
The Equity Stability Score (ESS) is a percentage that reflects how balanced and consistent your trading has been. It considers both your largest winning day and your largest losing day, then compares those to your overall profit.
A lower ESS means your trading results are more stable and sustainable, while a higher ESS suggests that your performance may rely too heavily on just one or two outsized trades.
ESS Formula
Where:
- Largest Winning Day
- your single biggest profitable day
- Largest Losing Day
- your single biggest losing day (counted as a positive number)
- Total Profit
- your overall net profit
ESS Requirement for Prime Accounts
When you request a payout from a Prime account, your ESS must be 20% or lower.
(as long as other rules are also met)
you’ll need to continue trading until your score improves.
Examples of ESS in Action
| Item | Amount |
|---|---|
| Largest winning day | $400 |
| Largest losing day | –$350 |
| Total profit | $3,750 |
Calculation:
- Convert the loss → $350
- Add → $400 + $350 = $750
- Divide → $750 ÷ $3,750 = 0.20 * 100 = 20% ESS
Since the ESS is 20%, this trader qualifies for payout.
| Item | Amount |
|---|---|
| Largest winning day | $1,200 |
| Largest losing day | –$800 |
| Total profit | $3,000 |
Calculation:
- Convert the loss → $800
- Add → $1,200 + $800 = $2,000
- Divide → $2,000 ÷ $3,000 = 0.67 * 100 = 67% ESS
This trader does not qualify because the ESS is too high. They’ll need to keep trading and increase total profit steadily (without setting new largest days) until the percentage falls to 20% or lower.
| Item | Amount |
|---|---|
| Largest winning day | $500 |
| Largest losing day | –$400 |
| Total profit | $1,200 |
Calculation:
- Convert the loss → $400
- Add → $500 + $400 = $900
- Divide → $900 ÷ $1,200 = 0.75 * 100 = 75% ESS
Although the trader is profitable overall, the ESS is very high because a few big days dominate their account. They’ll need to build more steady profits until the ratio drops.
| Item | Amount |
|---|---|
| Largest winning day | $600 |
| Largest losing day | –$550 |
| Total profit | $1,000 |
Calculation:
- Convert the loss → $550
- Add → $600 + $550 = $1,150
- Divide → $1,150 ÷ $1,000 = 1.15 * 100 = 115% ESS
Here, the ESS is way above 20% because the total profit is still too small compared to the largest win/loss days. The trader needs to grow their profit base significantly before requesting payout.
How to Maintain a Healthy ESS
Here are some tips:
- Balance wins and losses
- Don’t let one day dominate your performance.
- Avoid oversized trades
- A single big win or loss can distort your ESS.
- Grow total profit
- If your ESS is too high, building up more steady profits will naturally bring it down.
- Stay consistent
- Trade steadily, avoid chasing “make-or-break” setups, and let time improve your score.
Why do we use ESS?
At Top One Trader, we don’t just look for big profits, we look for smart and sustainable trading. Traders who grow their accounts steadily, with solid risk management, are more likely to succeed in the long run. ESS helps us reward consistency, not chaos.
For any questions or assistance, feel free to contact our support team at support@toponetrader.com
(This is only applicable for accounts purchased before Oct 24 5pm est)
What Is the Daily Pause Rule?
The Daily Pause Rule is a built-in safety feature designed to protect traders from accidental breaches due to rapid market movements or emotional trading.
If your account experiences a 2.5% drawdown in a single trading day, it will automatically pause trading for the rest of the day.
This pause is not a breach, it’s simply a temporary safeguard that helps you preserve your funded account and reset for the next trading session.
Your account will automatically reopen at 5:00 PM EST, marking the start of a new trading day.
How It Works
At 5pm EST each day, we calculate your Daily Pause by taking the higher value of your account balance or account equity and subtracting:
- 2.5% from the initial capital of your account
This gives you the maximum equity your account can lose for the next trading day.
- If your equity falls by 2.5% at any point during the day, trading will be paused automatically.
- You won’t be able to open or close new positions until the account reopens at 5:00 PM EST.
This system is designed to protect your progress and encourage smart risk management, ensuring you can continue trading sustainably without the risk of losing your account in one bad day.
| Item | Amount |
|---|---|
| Starting Balance | $10,000 |
| Daily Pause Limit (2.5%) | $250 |
If your equity falls to $9,750, your account automatically pauses for the day. Even if the market later moves back in your favor, you won’t be able to trade again until 5:00 PM EST when the pause resets.
Your account remains safe and active — there is no breach, only a protective pause.
| Item | Amount |
|---|---|
| Starting Balance | $10,000 |
| Daily Pause Limit (2.5%) | $250 |
During a high-volatility session, your open trades temporarily push your equity down to $9,720, a little more than the limit triggering the Daily Pause Rule.
You can trade again the next day after the reset at 5:00 PM EST.
Even though you hit the pause limit, your account remains funded and protected, giving you the chance to reassess and plan your next trades calmly.
| Item | Amount |
|---|---|
| Starting Balance | $10,000 |
- You grow your account to $10,400 by holding a trade the next day after 5 p.m. EST.
- Since the Daily Pause is based on equity or balance, whichever is higher, at the start of a new trading day.
Then, the market retraces, bringing your equity to $10,150, a $250 loss from your peak, your account automatically pauses for the day.
Why the Daily Pause Rule Exists
The Daily Pause Rule is not meant to limit you, it’s meant to protect you. Many traders lose funded accounts due to emotional trading, especially after experiencing early losses in the day.
By automatically pausing trading when a 2.5% loss is reached, the rule helps prevent overtrading and allows time to reflect and recover.
It encourages traders to:
- Trade with discipline
- Use proper risk management
- Think long-term instead of short-term
Conclusion
- The Daily Pause Rule activates when your account hits a 2.5% drawdown in one day.
- It’s a temporary pause, not a breach.
- Trading resumes at 5:00 PM EST each day.
- The rule promotes capital protection, emotional control, and long-term consistency.
By understanding and respecting the Daily Pause Rule, you’ll be better equipped to manage risk, protect your Instant Prime Funded Account, and build a sustainable path toward consistent profitability.
For any questions or assistance, feel free to contact our support team via live chat or at support@toponetrader.com
The Max Trailing Drawdown serves as a safety mechanism for your Instant Prime Funded Account. Here’s how it works:
- Starting Off: When you begin trading, your account has a 5% trailing drawdown based on your starting balance.
- Growing Your Account: As your account grows and you make profits, the trailing drawdown moves up with your closing balance until you achieve a total 5% gain.
- Locking In: Once you achieve a 5% gain, the trailing drawdown locks in at your starting balance and no longer trails as your account continues to grow.
| Item | Amount |
|---|---|
| Starting balance | $10,000 |
| Drawdown | 5% |
| Your account would breach if the equity falls below | $9,500 |
- If your account grows to $10,400, your new drawdown level moves up to $9,900.
- If you continue growing your account to $10,500, the drawdown locks in at your starting balance of $10,000.
From this point onward, no matter how much your account grows (even up to $15,000), you would only breach your account by max drawdown if your equity falls below $10,000.
| Payout | Profit Split | Your Share |
|---|---|---|
| First Payout | 80% to you, 20% to Top One Trader. 80% would be yours, and 20% would go to Top One Trader. | 80% of $5,000 = $4,000 |
| Second Payout | 90% to you, 10% to Top One Trader. | 90% of $5,000 = $4,500 |
| Third Payout and Onwards | 100% to you. | 100% of $5,000 = $5,000 |
From your third payout and beyond, you receive 100% of your profits, meaning all future profits are fully yours.
100% Profit Split Add-On:
If you purchase the 100% Profit Split Add-On, you will receive 100% of your profits starting from your very first payout, allowing you to keep everything you earn right from the start!
Note: The minimum payout is 2% of your initial balance.
At Top One Trader, we aim to promote responsible trading and proper risk management. As part of this, we have specific rules around weekend trading that you need to be aware of. These rules are designed to protect your capital and maintain stability in the market.
Holding Trades Over the Weekend
Weekend holding depends on your account type. FLASH, NOVA and 2-Step Pro V2 accounts may hold trades over the weekend by default, with no add-on required.
Instant Funding and Instant Prime Funding accounts are not allowed to hold trades over the weekend without the Weekend Holding Add-On. This means that all trades must be closed by Friday 4:30 PM EST. Any open trades that are still active at this time will be automatically closed out.
If you've purchased the Weekend Holding Add-On, you are allowed to hold your trades over the weekend, and your trades will not be closed out by Friday 4:30 PM EST.
This policy minimizes the risk of gaps or unpredictable market movements that often occur over the weekend when markets are closed. By ensuring all trades are closed, we help you avoid unexpected losses when markets reopen on Monday.
Crypto Trading Over the Weekend
While traditional markets are closed over the weekend, cryptocurrency trading is an exception. You are allowed to trade cryptocurrencies during the weekend as long as these trades are opened after Friday 8 PM EST.
This gives traders the flexibility to take advantage of the 24/7 cryptocurrency market without breaching the weekend trading rule for other instruments.
Summary of Weekend Trading Rules
- FLASH, NOVA and 2-Step Pro V2: holding trades over the weekend is allowed by default, no add-on required.
- Instant Funding and Instant Prime Funding: no holding trades over the weekend without the Weekend Holding Add-On. All trades must be closed by Friday 4:30 PM EST.
- Any trade left open at 4:30 PM EST on Friday will be automatically closed.
- Crypto trading is allowed over the weekend, but only if the trades are opened after Friday 8 PM EST.
By adhering to these weekend trading rules, you ensure that your account remains compliant and protected against market volatility that could occur during non-trading hours.
The Instant PRIME Funding Account is designed to give traders faster access to profits with higher profit splits and shorter payout cycles. Below are all the details you need to know about how payouts work with your Instant PRIME account.
When can I request my first payout?
Instant Prime Funded Account (Simulated)
You can request your first payout 14 days after receiving your Instant PRIME account.
After your first withdrawal, you’ll be eligible for payouts every 14 days.
If your account was purchased before October 7, 2025, your payout cycle will remain every 30 days after receiving your Instant PRIME account and after your first withdrawal.
What is the profit split structure?
Your profit share increases with each successful payout:
100% Profit Split Add-on
If you purchased the “100% Profit Split” add-on at checkout, you’ll unlock 100% profit share starting from your very first withdrawal!
What are the payout eligibility requirements?
To become eligible for your first and future payouts, you must:
- The minimum payout is 2% from your initial balanceExample: $50K account = $1,000 minimum payout
- Must meet 20% ESS Score before becoming eligible for a payout(You can check below how ESS requirement works for Instant Prime Accounts)How does ESS works for Instant Prime Funding Accounts
- Lock Upon Payout (Instant Prime Funding) rule: When you request a payout, your maximum trailing drawdown will lock at your initial account balance. From this point on, no matter how much you grow the account, your drawdown stays fixed at your initial account balance.Lock Upon Payout - Instant Prime Funding
The 30% ESS rule only applies to accounts sized $5,000 to $100,000 that were purchased before October 7, 2025
To initiate the withdrawal
- Go to your Accounts Dashboard → Click on your Funded Account.
- Click the Request Payout button.
A countdown will also be displayed in your Account Metrics to help track your withdrawal eligibility.
24-Hour Payout Processing Guarantee
Top One Trader is committed to processing all payouts within 24 hours once all necessary steps are completed. This guarantee is dependent on the trader promptly completing their Rise registration after receiving their invitation. Provided there are no unforeseen delays, your payout will be sent within 24 hours from the completion of your Rise invitation.
Trader Interview
As part of our security and verification procedures, the Top One Trader reserves the right to request a video interview with any trader prior to processing a withdrawal request.
The purpose of this interview is to confirm the trader's identity, review account activity, and ensure compliance with the Top One Trader's policies and terms.
Failure to complete the video interview when requested may result in a denial of the withdrawal and termination of Trader’s agreement. The interview must be scheduled and conducted within one week of request.
To ensure the long-term stability and financial health of the Company, Traders are permitted to retain a maximum of $25,000 in net profits and total withdrawals within any thirty (30) day period between all trading accounts owned by Trader. Any profits in excess of $25,000 will be deducted from Traders trading balance(s). This policy is implemented to promote the continued viability and balanced growth of the Company, ensuring that resources are allocated in a manner that benefits the collective interests of all Traders and stakeholders.
Note: $25,000 is the base Monthly Payout Cap; it increases as you climb the Loyalty Levels (see Top One Loyalty Program - Overview).
By following these payout guidelines, you can ensure a smooth payout process while continuing to manage and grow your Instant Funding account.
For any questions or assistance, feel free to contact our support team at support@toponetrader.com
What are partial closes?
A partial close happens when a trader closes a portion of an open position while leaving the remaining portions running. Example: you open a 5-lot trade, close 2 lots today, and close the remaining 3 lots tomorrow. Although the platform logs these as multiple “closures,” they all come from one original trade and count as one trade toward your consistency or ESS.
How do partial closes affect the Consistency Score and ESS?
Partial closes do not count as multiple trades for the purposes of your:
- Consistency Score
- Equity Stability Score (ESS)
To maintain fair and accurate scoring, all partial closes from the same initial position are grouped together and treated as ONE trade. Importantly, This trade will only be counted on the date when the final portion of the position is closed. This prevents partial closes from artificially boosting your trading activity or consistency metrics.
Why do you group partial closes into one trade?
Because partial closes can make a single position look like several separate trades, which can distort both the ESS and Consistency Score. Grouping ensures your score reflects real and consistent trading behavior.
Why does my dashboard show a different score?
Your trader dashboard provides a guideline score, not the final verified score.
Dashboard percentages may look correct, but if the system counted each partial close separately, the displayed score is not the official calculation.
Top One Trader performs an internal ESS/Consistency review where:
- All partial closes are grouped
- The final close date is used
- The true trade structure is assessed
This final review determines whether you truly met ESS or Consistency requirements.
What happens if my ESS or Consistency Score was met due to partial closes?
- Your account may be reset, meaning a new account of the same size and platform as your purchase will be given to you (giving you a chance to trade again and meet the score correctly)
- No payout will be issued for that cycle
If this behavior is repeated or appears intentional:
- We may close the account and terminate the trading agreement as outlined in our Terms & Conditions.
Are partial closes allowed in general?
Yes, partial closes are allowed from a trading perspective.
However:
- They do not create additional trades
- They do not help with ESS or Consistency
- They cannot be used to manipulate scoring metrics
The final score always reflects grouped partial closes, not the individual slices shown on the dashboard.